v2.0 Now Available • Multi-Currency Support

The Operating System
for Your Wealth

Beyond simple budgeting. Vector brings institutional-grade double-entry accounting, tax-lot investment tracking, and audit-proof precision to personal finance.

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GAAP Compliant Local-First Encryption Real-time FX

Core Primitives

Built on the same financial standards used by Fortune 500 corporations.

Double-Entry Ledger

Every transaction has a debit and a credit. The equation Assets = Liabilities + Equity never breaks. This makes "missing money" impossible and provides mathematical proof of your financial state.

Journal Entry #8492VERIFIED

Dr. Groceries (Expense)$154.20

Cr. Amex Gold (Liability)$154.20

Multi-Currency Native

Hold assets in USD, EUR, GBP, or JPY. We handle the cross-currency math, realized/unrealized exchange rate gains, and normalization for net worth reporting.

USD

EUR

GBP

JPY

CAD

INR

Sovereign Data

You are the customer, not the product. We do not sell your data, do not run ads, and enforce strict Row Level Security (RLS) on every query.

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Tax-Lot Investment Tracking

Don't just track price; track basis. Vector records every buy/sell execution to calculate precise capital gains. Includes support for Wash Sale detection, dividend reinvestment, and stock splits.

UNREALIZED GAIN

+$12,402.50

ALLOCATION

85% Equities

Intelligent Ingestion

Bulk import simplified. Upload CSVs from any bank. Our heuristic engine auto-categorizes transactions, detects existing duplicates to prevent double-counting, and adapts to your patterns over time.

Duplicate prevention hash-check
Auto-resolve transfers between accounts
Smart tagging and rule application

View supported formats

transaction_import_pipeline.ts

async function processBatch(file) {
  // 1. Parse & Normalize
  const raw = await csv.parse(file);
  
  // 2. Dedup against Ledger
  const unique = await ledger.dedup(raw);
  
  // 3. Auto-Categorization
  const tagged = await rules.classify(unique);
  
  return db.transaction.createMany(tagged);
}

Open Standards

Built on standard SQL. No proprietary black-box databases.

Full Export

Download your entire ledger as CSV or JSON anytime. It's your data.

Encryption at Rest

AES-256 encryption ensures your financial history remains secure.

NO VENDOR LOCK-IN

Your Logic. Your Data. Anywhere.

We believe your financial data should outlive any specific software vendor. Vector is built on open architecture principles.

Full SQL-compliant schema
One-click data liberation (JSON/CSV)
Comprehensive API access

Master Your Money. Build Your Wealth.

Stop guessing with spreadsheets. Start engineering your financial freedom today.

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The Operating System for Your Wealth