Terms of Service

1. Acceptance of Terms

By accessing and using Vector Finance ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services.

3. Description of Service

Vector Finance provides a web-based platform for personal finance tracking, analytics, and net worth visualization. We grant you a limited, non-exclusive, non-transferable license to use the Service for your personal, non-commercial use.

4. User Accounts

You are responsible for maintaining the security of your account and password. Vector Finance cannot and will not be liable for any loss or damage from your failure to comply with this security obligation. You are responsible for all content posted and activity that occurs under your account.

5. User Conduct

You agree not to use the Service for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright or trademark laws). You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service without express written permission by us.

6. Third-Party Services (Plaid)

Vector Finance utilizes Plaid Inc. ("Plaid") to connect your Vector Finance account with your bank accounts, credit cards, and other financial accounts. By using our Service, you grant Vector Finance and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution.

You understand and agree that your use of Plaid's services is subject to Plaid's End User Terms of Use and your information will be treated in accordance with their privacy policy.

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Vector Finance and its licensors. The Service is protected by copyright, trademark, and other laws.

Your data remains yours. We claim no intellectual property rights over the material you provide to the Service.

8. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

9. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Vector Finance expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

In no event shall Vector Finance, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.